Helpful Information

Appointments & Fees

Taking the first step toward counseling should feel simple and welcoming. Obaar Counseling & Consulting offers in-person appointments in the Fargo-Moorhead area and secure online therapy for eligible clients throughout Minnesota and North Dakota.

To request an appointment, call 218-496-3574 or use our secure Client Portal and Appointment Form. We will help you understand the intake process, fees, insurance coverage, and appointment options.

Fees

• Initial Intake and Assessment: $250 per 60-minute session
• Individual Therapy: $200 per 60-minute session
• Couples and Family Therapy: $230 per 60-minute session
• Group Therapy: $80 per 60-minute session

Sliding-Fee Options

Sliding fees may be available based on individual or family income. These reduced rates help make counseling more accessible for clients without insurance or those experiencing financial hardship.

Availability is limited and eligibility is determined individually. Please contact us to discuss current openings and potential reduced-fee options.

Insurance

Obaar Counseling & Consulting accepts select commercial insurance plans, which may include:

• Blue Cross Blue Shield
• HealthPartners
• UCare commercial plans
• Medica
• Cigna
• Aetna
• UnitedHealthcare
• PreferredOne

We are not accepting Minnesota Medical Assistance, Medicaid, or MinnesotaCare at this time.

Insurance participation and benefits may vary by plan. Before beginning services, clients should contact their insurance company to confirm:

• Whether Obaar Counseling & Consulting is in network
• Deductible, copayment, and coinsurance responsibilities
• Coverage for outpatient mental health services
• Coverage for individual, couples, family, group, or telehealth services
• Whether prior authorization is required

Clients are responsible for charges that are not covered by their insurance plan.

Cancellation Policy

We understand that unexpected situations happen. Please provide at least 48 hours’ notice if you need to cancel or reschedule an appointment. Late cancellations and missed appointments may result in a $70 fee, which is generally not covered by insurance.

What to Expect

Beginning therapy can feel unfamiliar, but you do not have to navigate the process alone. We will guide you through scheduling, completing intake documents, understanding payment options, and preparing for your first appointment.

Ready to take the next step? Call 218-496-3574 or use our secure Client Portal and Appointment Form to request an appointment.